MediPet Essential Plan
Offers illness, accident, and routine care cover with holistic benefits and vet access.
While accidents are covered immediately, illness cover and other benefits do come with specific waiting periods.
Pre-existing conditions are not covered in this plan but you can add the Benefit Booster to this plan to cover pre-existing conditions.
Holistic Wellness – Physiotherapy, homeopathy, hydrotherapy, acupuncture, rehabilitation & more – up to R5 000 per year
Behavioural Therapy – Up to R4 000 for the lifetime of your pet
No-Claim Discount
Multi-Pet Discount
Surgeries – One of each of the following per year: cruciate ligament, luxating patella, hip, elbow, shoulder surgery & foreign body ingestion. The cost of further surgeries within the same year will be shared at 50%
Day-to-Day Benefit – R1 500 per claim, up to R6 000 per year
Supplements – Up to R2 000 per year
Missing Pet Advertising – R250 per year
Emergency Boarding Fees – R500 per cat per year & R1 000 per dog per year (not to be used for holiday care)
Theft – R1 000 in the event that your dog is stolen or goes missing and is not found or does not return within 45 days
Direct Vet Access – MediPet Veterinary Fee: For just R17 per month per family, grants you direct access to MediPet’s in-house veterinarians and vet nurses who assist with all queries and support related to your cover.
Note: This is a value-added service, not a financial product regulated under the FSCA (Financial Sector Regulation Act), and may not carry the same protections as regulated financial products.
Everyday Routine Care – Get preventative care cover towards vaccinations, tick/flea & deworming, microchipping & sterilisation, grooming & nail-clipping, training & puppy socialisation
Routine Lean – R1 100 per year
Routine In-Between – R2 200 per year
Routine Supreme – R3 300 per year
Benefit Booster – This can be used to add benefits, increase benefits, or cover pre-existing conditions
Premium Saver 1 000 – Saves you 7.5% on your premium every month, with a fixed excess of R1 000 per claim
Premium Saver 2 000 – Discounts your premiums even more. You’ll get 15% off your premium every month with this add-on, and a fixed excess of R2 000
Chronic Care Support – Cover for medication, treatment, monitoring, supplements, behavioural therapy, holistic wellness (not forming part of normal mainstream vet treatment), or any ongoing condition
Hospital Excess – Applicable to all mainstream vet treatments rendered in hospital, 25% with a minimum of R350 excess per claim
Day-2-Day Excess – Applicable to all mainstream vet treatments rendered out of hospital, R250 excess per claim
Holistic Wellness, Supplements & Emergency Boarding – The excess is 18% of the claim
MediPet is underwritten by Renasa Insurance Company Ltd, non-life insurer (FSP License 15491).