Tuesday, April 9, 2024
Home Pet Insurance Plan Comparison

Pet Insurance Plan Comparison

Swipe right to reveal all the pet insurance options to compare. Simply tap the top-right ‘X’ button to replace a pet insurance plan for another! 

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Oneplan™ Accident Plan

Oneplan™ Accident Plan

From R80 - Accident Plan Dogs & Cats
Oneplan™ Primary Plan

Oneplan™ Primary Plan

From R160 - Primary Plan Dogs & Cats
Oneplan™ Hospital Plan

Oneplan™ Hospital Plan

From R190 - Hospital Plan Dogs & Cats
Oneplan™ Classic Plan

Oneplan™ Classic Plan

From R280 - Classic Plan Dogs & Cats
Oneplan™ Super Plan

Oneplan™ Super Plan

From R430 - Accident Plan Dogs & Cats
Dotsure Accident Plan

Dotsure Accident Plan

From R85 - Accidental Plan Dogs & Cats
Dotsure Basic Plan

Dotsure Basic Plan

From R200 - Basic Plan Dogs & Cats
Dotsure Standard Plan

Dotsure Standard Plan

From R352 - Standard Plan Dogs & Cats
Dotsure Superior Plan

Dotsure Superior Plan

From R483 - Superior Plan Dogs & Cats
Dotsure Ultimate Plan

Dotsure Ultimate Plan

From R1,199 - Ultimate Plan Dogs & Cats
MediPet Lite Plan

MediPet Lite Plan

From R199 - Cat's Lite Plan, R299 - Dog's Lite Plan
MediPet Accident Plan

MediPet Accident Plan

From R242 - Accident Plan Dogs & Cats
MediPet Essential Plan

MediPet Essential Plan

From R270 - Cat's Lite Plan, R379 - Dog's Lite Plan
MediPet Ultimate360 Plan

MediPet Ultimate360 Plan

From R390 - Cat's Lite Plan, R547 - Dog's Lite Plan
1st for Women Fur Baby Basic

1st for Women Fur Baby Basic

From R100 - Accident Plan Dogs & Cats
1st For Women Top to Tail Classic

1st For Women Top to Tail Classic

From R265 - Dog Plan, R245 - Cat Plan
1st For Women Premium Paws Plan

1st For Women Premium Paws Plan

From R390 - Dog Plan, R370- Cat Plan

About Oneplan™ Accident Plan

From R80 each month, get smart pet insurance.

EXCLUSIVE ACCESS & UP TO 15% DISCOUNT ON ALL PRODUCTS IN THE ONEPET PREMIUM PET STORE. DOWNLOAD OUR ONEPLAN APP TO MANAGE YOUR POLICY & PROCESS CLAIMS.

Affordable: Pet insurance premiums from just R80 a month

Claims Paid Upfront: Pre-paid vet claims on your Oneplan Claim Card gives you access to funds when you need them most

Uncomplicated: Pet Insurance that’s easy to understand with no excesses*, no co-payments and no sub limits

More Cover: Small Dogs & Cats up to 11 years can be put on cover, even with pre-existing & hereditary conditions*

About Oneplan™ Primary Plan

EXCLUSIVE ACCESS & UP TO 15% DISCOUNT ON ALL PRODUCTS IN THE ONEPET PREMIUM PET STORE. DOWNLOAD OUR ONEPLAN APP TO MANAGE YOUR POLICY & PROCESS CLAIMS.

Claims Paid Upfront: Pre-paid vet claims on your Oneplan Claim Card gives you access to funds when you need them most

Uncomplicated: Pet Insurance that’s easy to understand with no excesses*, no co-payments and no sub limits

More Cover: Small Dogs & Cats up to 11 years can be put on cover, even with pre-existing & hereditary conditions*

About Oneplan™ Hospital Plan

EXCLUSIVE ACCESS & UP TO 15% DISCOUNT ON ALL PRODUCTS IN THE ONEPET PREMIUM PET STORE. DOWNLOAD OUR ONEPLAN APP TO MANAGE YOUR POLICY & PROCESS CLAIMS.

Claims Paid Upfront: Pre-paid vet claims on your Oneplan Claim Card gives you access to funds when you need them most

Uncomplicated: Pet Insurance that’s easy to understand with no excesses*, no co-payments and no sub limits

More Cover: Small Dogs & Cats up to 11 years can be put on cover, even with pre-existing & hereditary conditions*

About Oneplan™ Classic Plan

EXCLUSIVE ACCESS & UP TO 15% DISCOUNT ON ALL PRODUCTS IN THE ONEPET PREMIUM PET STORE. DOWNLOAD OUR ONEPLAN APP TO MANAGE YOUR POLICY & PROCESS CLAIMS.

Claims Paid Upfront: Pre-paid vet claims on your Oneplan Claim Card gives you access to funds when you need them most

Uncomplicated: Pet Insurance that’s easy to understand with no excesses*, no co-payments and no sub limits

More Cover: Small Dogs & Cats up to 11 years can be put on cover, even with pre-existing & hereditary conditions*

About Oneplan™ Super Plan

EXCLUSIVE ACCESS & UP TO 15% DISCOUNT ON ALL PRODUCTS IN THE ONEPET PREMIUM PET STORE. DOWNLOAD OUR ONEPLAN APP TO MANAGE YOUR POLICY & PROCESS CLAIMS.

Claims Paid Upfront: Pre-paid vet claims on your Oneplan Claim Card gives you access to funds when you need them most

Uncomplicated: Pet Insurance that’s easy to understand with no excesses*, no co-payments and no sub limits

More Cover: Small Dogs & Cats up to 11 years can be put on cover, even with pre-existing & hereditary conditions*

About Dotsure Accidental Plan

The name says it all. This plan provides cover for accidents only.

About Dotsure Basic Plan

This no-frills plan covers accidents and up to 50% of illness claims.

About Dotsure Standard Plan

About Dotsure Superior Plan

About Dotsure Ultimate Plan

About MediPet Lite Plan

Why would I choose this plan?

  • Looking for most affordable accident, & illness cover
  • You may have an older pet
  • You may need cover for a pre-existing condition
  • Benefit Booster is available should you need more cover

MediPet stands out for its inclusive coverage of all breeds, addressing both common and hereditary conditions with no additional waiting periods. Their unique Lite plan offers pre-existing condition cover in South Africa, and their compassionate team, transparent communication, and high member retention rate set them apart in the market.

About MediPet Accident Plan

Why would I choose this plan?

  • You want cover for accidents only
  • You may have an older pet

MediPet stands out for its inclusive coverage of all breeds, addressing both common and hereditary conditions with no additional waiting periods. Their unique Lite plan offers pre-existing condition cover in South Africa, and their compassionate team, transparent communication, and high member retention rate set them apart in the market.

About MediPet Essential Plan

Why would I choose this plan?

  • Accidents, illness, emergencies, & holistic wellness
  • Worry-free, comprehensive cover
  • You want to be able to add an ongoing chronic plan if needed
  • Benefit Booster is available should you need more cover
  • Your dog is under 9 years of age upon joining

MediPet stands out for its inclusive coverage of all breeds, addressing both common and hereditary conditions with no additional waiting periods. Their unique Lite plan offers pre-existing condition cover in South Africa, and their compassionate team, transparent communication, and high member retention rate set them apart in the market.

About MediPet Ultimate360 Plan

Why would I choose this plan?

  • Accidents, illness, emergencies, & holistic wellness
  • Worry-free, comprehensive cover
  • You’re looking for additional benefits, such as dental care, prescription food & sterilisation
  • You want to be able to add an ongoing chronic plan if needed
  • Benefit Booster is available should you need more cover
  • Your dog is under 9 years of age upon joining

MediPet stands out for its inclusive coverage of all breeds, addressing both common and hereditary conditions with no additional waiting periods. Their unique Lite plan offers pre-existing condition cover in South Africa, and their compassionate team, transparent communication, and high member retention rate set them apart in the market.

About 1st for Women Fur Baby Basic Plan

This is the plan for pet parents wanting to plan for unexpected accidents. Your pet is covered if they are hurt in an accident and require hospitalisation or surgery with this cost-effective plan. This plan is perfect for those senior furry friends, who are past the age of nine and are no longer able to receive complete coverage.

About 1st For Women Top to Tail Classic Plan

You’re in the right place if you’re searching for more extensive coverage and you have some wiggle room in your budget! Get excellent coverage at a reasonable cost, ranging from normal medical care and veterinary examinations to hospital/surgery and coverage for a dignified furwell.

About 1st For Women Premium Paws Plan

This is the ideal plan for pawrents that are comfortable with the expense and want the most extensive coverage! Take advantage of significantly larger cover limits, the same coverage as the Top to Tail Classic Plan, and additional coverage for diagnostics and scans.

Features

Multiple Pet Discount
No Cancellation Period
No Age Limits
No Waiting Period

Features

Multiple Pet Discount
No Cancellation Period
No Age Limits
No Waiting Period

Features

Multiple Pet Discount
No Cancellation Period
No Age Limits
No Waiting Period

Features

Multiple Pet Discount
No Cancellation Period
No Age Limits
No Waiting Period

Features

Multiple Pet Discount
No Cancellation Period
No Age Limits
No Waiting Period

Features

Multiple Pet Discount
No Cancellation Period
No Age Limits
No Waiting Period

Features

Multiple Pet Discount
No Cancellation Period
No Age Limits
No Waiting Period

Features

Multiple Pet Discount
No Cancellation Period
No Age Limits
No Waiting Period

Features

Multiple Pet Discount
No Cancellation Period
No Age Limits
No Waiting Period

Features

Multiple Pet Discount
No Cancellation Period
No Age Limits
No Waiting Plan

Features

Multiple Pet Discount
No Cancellation Period
No Age Limits
No Waiting Period

Features

Multiple Pet Discount
No Cancellation Period
No Age Limits
No Waiting Period

Features

Multiple Pet Discount
No Cancellation Period
No Age Limits
No Waiting Period

Features

Multiple Pet Discount
No Cancellation Period
No Age Limits
No Waiting Period

Features

Multiple Pet Discount
No Cancellation Period
No Age Limits
No Waiting Periods

Features

Multiple Pet Discount
No Cancellation Period
No Age Limits
No Waiting Period

Features

Multiple Pet Discount
No Cancellation Period
No Age Limits
No Waiting Period

Pricing

Accident
From R80 per pet per month

Annual Limit of R8,000

  • Casualty – you cover the small stuff
  • Pet Med Savings – you cover the small stuff
  • Hospital Admission – up to R8,000 (accident cover only)
  • Burial & Cremation – up to R1,500
  • Onepet Premium Pet Store Discount – access only

Pricing

Primary Plan
From R160 per pet per month

Annual Limit of R18,000

  • Casualty – R1,000 per annum
  • Pet Med Savings – You cover the small stuff OR ADD R350 per annum with Pet Med Booster for R35 per pet.
  • Hospital Admission – Up to R15,000 per annum
  • Post-operative care – Up to R2,000 per annum
  • Kennel Cover – Not Covered
  • Burial & Cremation – up to R1,500

Add-on Products

  • Excess Buster – Pay zero excess R25 pm per pet
  • Pet Med Booster – R35 pm per pet + R350 to Pet Med Savings per annum
  • Multiple Pet Discount – 5% Discount for 2nd pet, 10% Discount for 3rd +
  • Onepet Premium Pet Store Discount – Up to 15% Discount

Pricing

Hospital Plan
From R190 per pet per month

Annual Limit of R45,000

  • Casualty – You cover the small stuff on this plan
  • Pet Med Savings – You cover the small stuff OR ADD R350 per annum with Pet Med Booster for R35 per pet.
  • Hospital Admission – Up to R35,000 per annum
  • Post-operative care – Up to R2,000 per annum
  • Kennel Cover – R1 650 per event. Up to R165 per day
  • Burial & Cremation – up to R1,500

Add-on Products

  • Excess Buster – Pay zero excess R30 pm per pet
  • Pet Med Booster – R35 pm per pet + R350 to Pet Med Savings per annum
  • Multiple Pet Discount – 5% Discount for 2nd pet, 10% Discount for 3rd +
  • Onepet Premium Pet Store Discount – Up to 15% Discount

Pricing

Classic Plan
From R280 per pet per month

Annual Limit of R48,000

  • Casualty – R5,200 per annum, up to R1,300 per visit
  • Pet Med Savings – R750 per annum (Double up Benefit with Pet Med Booster & Pay No Excess – R75 per pet)
  • Hospital Admission – Up to R40,000 per annum
  • Post-operative care – Up to R2,000 per annum
  • Kennel Cover – R1,650 per event. Up to R165 per day
  • Burial & Cremation – up to R1,500

Add-on Products

  • Excess Buster – Pay zero excess R35 pm
  • Pet Med Booster – R75 pm per pet + R750 to Pet Med Savings per annum
  • Multiple Pet Discount – 5% Discount for 2nd pet, 10% Discount for 3rd +
  • Onepet Premium Pet Store Discount – Up to 20% Discount

Pricing

Super Plan
From R430 per pet per month

Annual Limit of R70,000

  • Casualty – R6,2000 per annum, up to R1,550 per visit
  • Pet Med Savings – R850 per annum (Double up Benefit with Pet Med Booster & Pay No Excess – R85 per pet)
  • Hospital Admission – Up to R55,000 per event
  • Post-operative care – Up to R5,000 per annum
  • Kennel Cover – R1 850 per event. Up to R185 per day
  • Burial & Cremation – up to R1,500

Add-on Products

  • Excess Buster – Pay zero excess R40 pm
  • Pet Med Booster – R85 pm per pet + R850 to Pet Med Savings per annum
  • Multiple Pet Discount – 5% Discount for 2nd pet, 10% Discount for 3rd +
  • Onepet Premium Pet Store Discount – Up to 25% Discount

Pricing

Accidental Plan
From R85 per pet per month

Annual Policy Limit of R15,400

  • Third-party Liability – R152,680 annual limit
  • Accidental cover – R6,105 per claim
  • Sub-limits
    • Medication – R3,058 annual limit, R457 per claim
    • Surgery – R1,529 per claim
    • Radiology – R3,058 annual limit, R919 per claim
    • Pathology – R3,058 annual limit, R919 per claim
    • Non-elective procedures – R3,058 per claim
    • Non-elective euthanasia – R231 per claim

Pricing

Basic Plan
From R200 per pet per month

Annual Policy Limit of R27,500

  • Third-party Liability – R229,020 annual limit
  • Accidental cover – R9,240 per claim
  • Illness Cover – 50% of the claim, Up to R4,620 per claim
  • Sub-limits
    • Medication – R3,058 annual limit, R611 per claim
    • Surgery – R2,310 per claim
    • Radiology – R3,058 annual limit, R919 per claim
    • Pathology – R3,058 annual limit, R919 per claim
    • Hospitalisation Cover – R3,058 annual limit, R1,067 per claim
    • Non-elective procedures – R4,620 per claim
    • Non-elective euthanasia – R231 per claim

Pricing

Standard Plan
From R352 per pet per month

Annual Policy Limit of R38,500

  • Third-party Liability – R229,020 annual limit
  • Accidental cover – R12,980 per claim
  • Illness Cover – R12,980 per claim
  • Sub-limits
    • Medication – R3,058 annual limit, R765 per claim
    • Surgery – R4,620 per claim
    • Radiology – R3,058 annual limit, R1,029 per claim
    • Pathology – R3,058 annual limit, R1,051 per claim
    • Hospitalisation Cover – R3,058 annual limit, R1,221 per claim
    • Non-elective procedures – R4,620 per claim
    • Non-elective euthanasia – R231 per claim

Pricing

Superior Plan
From R483 per pet per month

Annual Policy Limit of R76,450

  • Third-party Liability – R382,030 annual limit
  • Accidental cover – R15,290 per claim
  • Illness Cover – R15,290 per claim
  • Wellness Benefit – R2,310 annual limit, R611 per claim
  • Hereditary Treatment – R3,058 annual limit, R1,221 per claim
  • Sub-limits
    • Medication – R3,058 annual limit, R1,155 per claim
    • Surgery – R7,590 per claim
    • Radiology – R3,058 annual limit, R1,155 per claim
    • Pathology – R3,058 annual limit, R1,155 per claim
    • Hospitalisation Cover – R3,058 annual limit, R1,529 per claim
    • Non-elective procedures – R6,105 per claim
    • Non-elective euthanasia – R231 per claim

Pricing

Ultimate Plan
From R1,199 per pet per month

Annual Policy Limit of R128,260

  • Third-party Liability – R382,030 annual limit
  • Accidental cover – R44,880 per claim
  • Illness Cover – R44,880 per claim
  • Wellness Benefit – R2,574 annual limit, R2,574 per claim
  • Hereditary Treatment – R3,212 annual limit, R3,212 per claim

You will be limited to 1 claim every year that you are insured with us for the following surgeries or any claims arising from these surgeries.

  • Cruciate Ligament Surgery – R44,880 per claim
  • Luxating Patella Surgery – R44,880 per claim
  • Hip, Shoulder and/or Elbow Surgery – R44,880 per claim

Pricing

Lite Plan
Cats From R199 per month, Dogs From R299 per month

Annual Limit of R40,000

  • Up to 4 claims per policy year – you decide which claims to submit within your annual maximum. 
  • Maximum of R13,760 per claim 
  • No-claim period: 30 days (all accidents, as listed in the Accident plan, are covered immediately). 
  • Excess: 20% minimum of R300 per claim 

Pricing

Accident Plan
From R242 per pet per month

Annual Limit of R25,000

Accident plan covers treatment resulting from:

  • Car accident
  • Burn or electrocution
  • Fall from an elevated position
  • Near-drowning
  • The actions of another animal
  • A swallowed or embedded foreign object requiring surgical or endoscopic removal
  • Snake bite
  • An allergic reaction to an insect bite (other than tick or flea bites)
  • Billiary (tick bite fever)
  • Accidental poisoning
  • Acute traumatic ligament or tendon injury

Or otherwise result in:

  • A fractured bone &/or tooth/teeth
  • A puncture wound
  • Lacerations, abrasions or wounds
  • A gastric torsion (gastric dilation volvulus)
  • A soft tissue prolapse

Pricing

Essential Plan
Cats From R270 per month, Dogs From R379 per month
Annual Limit of R60,000
  • Accidents
  • Illnesses
  • Holistic Wellness
  • Behavioural Therapy
  • No-Claim Discount
  • Multi-Pet Discount
  • 1 of each of the following per policy year: Cruciate ligament surgery, luxating patella surgery, hip, elbow, shoulder surgery & foreign body ingestion
  • The cost of further surgeries within the same year will be shared at 50%

Additional Benefits:

  • Day-2-Day Benefit –R1 400 per claim, & R6 000 per year
  • Holistic Wellness – physiotherapy, homeopathy, hydrotherapy, acupuncture, rehabilitation & more – up to R5 000 per year
  • Supplements – up to R2 000 per year
  • Behavioural Therapy – up to R4 000 for the lifetime of your pet
  • Missing Pet Advertising – R250 per year
  • Emergency Boarding fees – R500 per cat per year & R1 000 per dog per year – not to be used for holiday care
  • Theft – R1 000 in the event that your dog is stolen or goes missing & is not found or does not return within 45 days
  • Radiation & Chemotherapy

Optional Add-Ons:

  • Routine Care
  • Benefit Booster
  • Premium Saver
  • Chronic Care

Pricing

Ultimate360 Plan
Cats From R390 per month, Dogs From R547 per month

Annual Limit of R72,000

  •  Accidents
  •  Illnesses
  •  Holistic Wellness
  •  Behavioural Therapy
  •  No-Claim Discount
  •  Multi-Pet Discount
  •  Dental Care
  •  Prescription Food
  •  Sterilisation Benefit
  •  Cremation Benefit
  • 1 of each of the following per year: Cruciate ligament surgery, luxating patella surgery, hip, elbow, shoulder surgery & foreign body ingestion.
  • The cost of further surgeries within the same year will be shared at 50% 

Additional Benefits:

  • Day-2-Day Benefit –R1 600 per claim, & R7 500 per year
  • Holistic Wellness – physiotherapy, homeopathy, hydrotherapy, acupuncture, rehabilitation & more – up to R5 000 per year
  • Supplements – up to R2 000 per year
  • Behavioural Therapy – up to R4 000 for the lifetime of your pet
  • Missing Pet Advertising – R250 per year
  • Emergency Boarding fees – R500 per cat per year & R1 000 per dog per year – not to be used for holiday care
  • Theft – R1 000 in the event that your dog is stolen or goes missing & is not found or does not return within 45 days
  • Prescription Food – R150 per month for up to 6 months per year
  • Cremation Contribution – up to R500 per cat & R1 000 per dog
  • Radiation & Chemotherapy
  • Dental Care – one dental procedure per year
  • Sterilisation – up to a maximum of R1 200

Optional Add-Ons:

  •  Routine Care
  •  Benefit Booster
  •  Premium Saver
  •  Chronic Care

Pricing

Accident Plan
From R100 per pet per month (Dogs & Cats)

Annual Limit of R10,000

  • Surgery & Hospitalisation – R10,00 per year

Cover for accidents is immediate

Pricing

Top to Tail Plan
Dogs From R265 per month, Cats From R245 per month

Annual Limit of R45,000

  • Surgery & Hospitalisation – R30,000 per year
  • Wellness (routine care) – R500 per year
  • Minor Care (vet visits) – R1,500 per visit; R3,000 per year
  • Dignified Furwell (cremation) – R1,500
  • 3rd Party Liability – R50,000
  • Online Pet Store – 10% discount
  • Multi-Pet Discount – 10% for 2 pets, 15% for 3 pets or more.

Pricing

Premium Paws Plan
Dogs From R390 per month, Cats From R370 per month

Annual Limit of R65,000

  • Surgery & Hospitalisation – R50,000 per year
  • Wellness (routine care) – R750 per year
  • Minor Care (vet visits) – R1,800 per visit; R3,600 per year
  • Diagnostics & Scans (inconclusive) – R2,000 per year
  • Dignified Furwell (cremation) – R2,500
  • 3rd Party Liability – R150,000
  • Online Pet Store – 15% discount
  • Multi-Pet Discount – 10% for 2 pets, 15% for 3 pets or more.

Other

Additional Information

• Premiums are risk profile dependent
• T&C’s and excess applies (if you don’t have the Excess Buster)
• Max 8 pets per policy

Other

EXCLUDED FOR 12 MONTHS FROM DATE OF INCEPTION

• Cancer • Arthritis • Heart disease • Tumours / masses/ growths • IMHA (Immune-Mediated Hemolytic Anemia), Tuberculosis (TB) • Diabetes • Congenital, hereditary and pre-existing conditions

ADDITIONAL INFORMATION:

• Premiums are risk profile dependent
• T&C’s and excess applies (if you don’t have the Excess Buster)
• Max 8 pets per policy
• Pets must be older than 8 weeks, Small Dogs & Cats younger than 11 years, Medium Dogs younger than 10 years, Big Dogs younger than 9 years

Other

EXCLUDED FOR 12 MONTHS FROM DATE OF INCEPTION

• Cancer • Arthritis • Heart disease • Tumours / masses/ growths • IMHA (Immune-Mediated Hemolytic Anemia), Tuberculosis (TB) • Diabetes • Congenital, hereditary and pre-existing conditions.

ADDITIONAL INFORMATION:

• Premiums are risk profile dependent.
• *Excess Applies : Month 1 to 6 - 25% , Month 7 and onwards - 10%
•*Minimum of R500 per claim.
• Terms and Conditions Apply.
• All healthcare cover amounts are paid onto your Onecard.
• Max 8 pets per policy.
• Pets must be older than 8 weeks and Small Dogs younger than 11 years, Medium Dogs younger than 10 years, Big Dogs younger than 9 years, Cats younger than 11 years.

Other

EXCLUDED FOR 12 MONTHS FROM DATE OF INCEPTION

• Cancer • Arthritis • Heart disease • Tumours / masses/ growths • IMHA (Immune-Mediated Hemolytic Anemia), Tuberculosis (TB) • Diabetes • Congenital, hereditary and pre-existing conditions

ADDITIONAL INFORMATION:

• Premiums are risk profile dependent.
• *Excess Applies : Month 1 to 6 - 25% , Month 7 and onwards - 10%
• *Minimum of R500 per claim.
• Terms and Conditions Apply.
• All healthcare cover amounts are paid onto your Onecard.
• Max 8 pets per policy.
• Pets must be older than 8 weeks and Small Dogs younger than 11 years, Medium Dogs younger than 10 years, Big Dogs younger than 9 years, Cats younger than 11 years.

Other

EXCLUDED FOR 12 MONTHS FROM DATE OF INCEPTION

• Cancer • Arthritis • Heart disease • Tumours / masses/ growths • IMHA (Immune-Mediated Hemolytic Anemia), Tuberculosis (TB) • Diabetes • Congenital, hereditary and pre-existing conditions

ADDITIONAL INFORMATION:

• Premiums are risk profile dependent.
• *Excess Applies : Month 1 to 6 - 25% , Month 7 and onwards - 10%
• *Minimum of R500 per claim.
• Terms and Conditions Apply.
• All healthcare cover amounts are paid onto your Onecard.
• Max 8 pets per policy.
• Pets must be older than 8 weeks and Small Dogs younger than 11 years, Medium Dogs younger than 10 years, Big Dogs younger than 9 years, Cats younger than 11 years.

Other

WHAT YOU SHOULD KNOW

EXCESS: An excess is your contribution towards your vet bill. Our standard excesses are 10% of claim (minimum R200) on all claims.

WAITING PERIOD: There is no waiting period for accidental claims.

Other

WHAT YOU SHOULD KNOW

EXCESS: An excess is your contribution towards your vet bill. Our standard excesses are 10% of claim (minimum R200) on all claims. On all illness claims where the pet is younger than 6 months, an additional excess of R300 will apply. Illness claims for pets older than 6 months will have no excess (claims limited to 50% of claim amount).

WAITING PERIOD: There is no waiting period for accidental claims, but you must wait for a period of 30 days before submitting your first illness claim.

Other

WHAT YOU SHOULD KNOW

EXCESS: An excess is your contribution towards your vet bill. Our standard excesses are 10% of claim (minimum R200) on all claims. On all illness claims where the pet is younger than 6 months, an additional excess of R300 will apply.

WAITING PERIOD: There is no waiting period for accidental claims, but you must wait for a period of 30 days before submitting your first illness claim.

Other

WHAT YOU SHOULD KNOW

EXCESS: An excess is your contribution towards your vet bill. Our standard excesses are 10% of claim (minimum R200) on all claims except wellness, which carries a zero excess. On all illness claims where the pet is younger than 6 months, an additional excess of R300 will apply.

WAITING PERIOD: There is no waiting period for accidental claims, but you must wait for a period of 30 days before submitting your first illness and 60 days before submitting your first wellness claim. Hereditary conditions have a waiting period of 12 months.

Other

WHAT YOU SHOULD KNOW

EXCESS: An excess is your contribution towards your vet bill. Our standard excesses are 10% of claim (minimum R200) on all claims except wellness, which carries a zero excess. On all illness claims where the pet is younger than 6 months, an additional excess of R300 will apply.

WAITING PERIOD: There is no waiting period for accidental claims, but you must wait for a period of 60 days before submitting your first illness or wellness claim. Hereditary conditions have a waiting period of 12 months.

Other

What is not covered by MediPet Lite Plan:

- Pre-existing conditions will not be covered, unless you have opted in to select pre-existing condition cover at an additional premium
- Holistic wellness (any treatment not forming part of normal mainstream vet treatment), supplements, behavioural therapy, dental care, radiation, chemotherapy & prescription food (Benefit Booster is available should you need more cover)
- Cremation benefit, missing pet advertising & theft contribution
- Emergency boarding fees

Optional Add-Ons

Everyday Routine Care
Get preventative care cover towards vaccinations, tick/flea & deworming, microchipping & sterilisation,
grooming & nail-clipping, training & puppy socialisation.

Routine Lean for R65 per month, R1 100 per year (R320 Savings)
Routine In-Between for R130 per month, R2 200 per year (R640 Savings)
Routine Supreme for R195 per month, R3 300 per year (R960 Savings)

Chronic Care Support
Cover for medication, treatment, monitoring, supplements, behavioural therapy, holistic wellness
(not forming part of normal mainstream vet treatment), dental care & prescription food for any ongoing condition.

Available on Essential & Ultimate360 plans only.

Benefit Booster
First of its kind in SA – this can be used to add benefits, increase benefits,
or cover pre-existing conditions (on Essential, & Ultimate360 plans.) Wow!

Premium Saver
Premium Saver 1 000 saves you 7.5% on your premium every month,
with a fixed excess of R1 000 per claim.

Premium Saver 2 000 discounts your premiums by even more!
You’ll get 15% off your premium every month with this add-on, with a fixed excess of R2 000.

Both options replace the Lite, Day-2-Day, Hospital, & Dental Excesses (for Essential & Ultimate360 plan members).
If you don’t claim a lot, & for small claim amounts, this is a no-brainer for you.

Available on Lite, Essential & Ultimate360 plans only.

Other

What is not covered by MediPet Accident Plan

The cost of any treatment before the date of acceptance of cover.

Optional Add-Ons

Everyday Routine Care
Get preventative care cover towards vaccinations, tick/flea & deworming, microchipping & sterilisation,
grooming & nail-clipping, training & puppy socialisation.

Routine Lean for R65 per month, R1 100 per year (R320 Savings)
Routine In-Between for R130 per month, R2 200 per year (R640 Savings)
Routine Supreme for R195 per month, R3 300 per year (R960 Savings)

Chronic Care Support
Cover for medication, treatment, monitoring, supplements, behavioural therapy, holistic wellness
(not forming part of normal mainstream vet treatment), dental care & prescription food for any ongoing condition.

Available on Essential & Ultimate360 plans only.

Benefit Booster
First of its kind in SA – this can be used to add benefits, increase benefits,
or cover pre-existing conditions (on Essential, & Ultimate360 plans.) Wow!

Premium Saver
Premium Saver 1 000 saves you 7.5% on your premium every month,
with a fixed excess of R1 000 per claim.

Premium Saver 2 000 discounts your premiums by even more!
You’ll get 15% off your premium every month with this add-on, with a fixed excess of R2 000.

Both options replace the Lite, Day-2-Day, Hospital, & Dental Excesses (for Essential & Ultimate360 plan members).
If you don’t claim a lot, & for small claim amounts, this is a no-brainer for you.

Available on Lite, Essential & Ultimate360 plans only.

Other

Excess

Hospital Excess: Applicable to all mainstream vet treatments rendered in hospital 25%, minimum of R350 excess per claim
Day-2-Day Excess: Applicable to all mainstream vet treatments rendered out of hospital, R250 excess per claim
Holistic Wellness, Supplements & Emergency Boarding: The holistic wellness, supplement & emergency boarding excess is 18% of the claim

Waiting periods

All accidents, as listed in the Accident plan, are covered immediately without waiting periods
30-day no-claim period from date of joining
This is followed by a 30-day 50% shared co-payment period.
There is a 6-month waiting period for knee & hip, elbow & shoulder, eye, respiratory system & spinal treatments, however we will pay up to R5 000 towards diagnostic tests within this period (Pets under 4 months upon joining may still be considered for part or full cover of these treatments)

Joining ages for Essential

All dogs between the ages of 8 & 9 are subject to a complete vet history when joining Essential
All cats 9 years & over are subject to a complete vet history when joining Essential
All dogs over 9 years of age are offered Lite or Accident plans, not Essential

Optional Add-ons

Everyday Routine Care
Get preventative care cover towards vaccinations, tick/flea & deworming, microchipping & sterilisation,
grooming & nail-clipping, training & puppy socialisation.

Routine Lean for R65 per month, R1 100 per year (R320 Savings)
Routine In-Between for R130 per month, R2 200 per year (R640 Savings)
Routine Supreme for R195 per month, R3 300 per year (R960 Savings)

Chronic Care Support
Cover for medication, treatment, monitoring, supplements, behavioural therapy, holistic wellness
(not forming part of normal mainstream vet treatment), dental care & prescription food for any ongoing condition.

Available on Essential & Ultimate360 plans only.

Benefit Booster
First of its kind in SA – this can be used to add benefits, increase benefits,
or cover pre-existing conditions (on Essential, & Ultimate360 plans.) Wow!

Premium Saver
Premium Saver 1 000 saves you 7.5% on your premium every month,
with a fixed excess of R1 000 per claim.

Premium Saver 2 000 discounts your premiums by even more!
You’ll get 15% off your premium every month with this add-on, with a fixed excess of R2 000.

Both options replace the Lite, Day-2-Day, Hospital, & Dental Excesses (for Essential & Ultimate360 plan members).
If you don’t claim a lot, & for small claim amounts, this is a no-brainer for you.

Available on Lite, Essential & Ultimate360 plans only.

Other

Optional Add-Ons

Everyday Routine Care
Get preventative care cover towards vaccinations, tick/flea & deworming, microchipping & sterilisation,
grooming & nail-clipping, training & puppy socialisation.

Routine Lean for R65 per month, R1 100 per year (R320 Savings)
Routine In-Between for R130 per month, R2 200 per year (R640 Savings)
Routine Supreme for R195 per month, R3 300 per year (R960 Savings)

Chronic Care Support
Cover for medication, treatment, monitoring, supplements, behavioural therapy, holistic wellness
(not forming part of normal mainstream vet treatment), dental care & prescription food for any ongoing condition.

Available on Essential & Ultimate360 plans only.

Benefit Booster
First of its kind in SA – this can be used to add benefits, increase benefits,
or cover pre-existing conditions (on Essential, & Ultimate360 plans.) Wow!

Premium Saver
Premium Saver 1 000 saves you 7.5% on your premium every month,
with a fixed excess of R1 000 per claim.

Premium Saver 2 000 discounts your premiums by even more!
You’ll get 15% off your premium every month with this add-on, with a fixed excess of R2 000.

Both options replace the Lite, Day-2-Day, Hospital, & Dental Excesses (for Essential & Ultimate360 plan members).
If you don’t claim a lot, & for small claim amounts, this is a no-brainer for you.

Available on Lite, Essential & Ultimate360 plans only.

Excess

Hospital Excess: Applicable to all mainstream vet treatments rendered in hospital 25%, minimum of R350 excess per claim
Day-2-Day Excess: Applicable to all mainstream vet treatments rendered out of hospital, R250 excess per claim
Holistic Wellness, Supplements & Emergency Boarding: The holistic wellness, supplement & emergency boarding excess is 18% of the claim
Dental Care (an Ultimate360 plan benefit): The dental care excess is 25% of the claim, minimum of R500 excess per claim

Waiting periods

All accidents, as listed in the Accident plan, are covered immediately without waiting periods
30-day no-claim period from date of joining
This is followed by a 30-day 50% shared co-payment period.
There is a 4-month waiting period on prescription food, dental care and sterilisation claims
There is a 6-month waiting period on the cremation benefit
There is a 6-month waiting period for knee & hip, elbow & shoulder, eye, respiratory system & spinal treatments, however we will pay up to R5 000 towards diagnostic tests within this period (Pets under 4 months upon joining may still be considered for part or full cover of these treatments)

Joining ages for Ultimate360 plan

All dogs between the ages of 8 & 9 are subject to a complete vet history when joining Ultimate360
All cats 9 years & over are subject to a complete vet history when joining Ultimate360
All dogs over 9 years of age are offered Lite or Accident plans, not Ultimate360

Other

Pawsome Perks

Vet@First (24/7 emergency and healthcare line):

We know how frightening a pet medical emergency can be. That’s why Vet@First's panel of experts are on stand-by to guide you through a crisis – and refer you to vets and animal hospitals/clinics in your area.
Get expert advice on general medical questions, healthcare and nutrition.

Pet Taxi (Need we say more?):

Pet got a vet appointment? Grooming date at the parlour? Reservations at a pet hotel? We’ll give them a safe ride there and home (See below for more info on number of trips and distance covered, plus other important details.)

But paws… there’s more!

You’ll pay no excess for Wellness, Dignified Furwell and 3rd Party Liability claims.
There’s no waiting period for accident claims (including accidental death for Dignified Furwell).

Some of what's not covered:

Pre-existing conditions are excluded on all plans.
For the first 12 months of cover on the Top to Tail Classic and Premium Paws plans: hip & elbow dysplasia, displacement of the patella (kneecap), entropion, ectropion, cherry eye, cruciate ligament rupture, brachycephalic conditions in flat-faced breeds, intervertebral disc disease (IVDD) in long-bodied breeds.
Total exclusion of congenital/hereditary conditions on the Fur Baby Basic plan.

Excesses and limitations:

As mentioned, you’ll pay no excess for Wellness, Dignified Furwell and 3rd Party Liability claims.

You’ll only pay a 10% excess on Minor Care and Diagnostic claims.

Excess on Surgery & Hospitalisation: First 6 months of cover – 25% (minimum R500), whichever is greater Month 7 of cover onwards – 10% (minimum R500), whichever is greater

Kindly note that the above excesses are applied per claim.

The annual limit for Vet@First and Pet Taxi collectively is 4 incidents per annum up to the limit of R3 000.

Other

Pawsome Perks

Vet@First (24/7 emergency and healthcare line):

We know how frightening a pet medical emergency can be. That’s why Vet@First's panel of experts are on stand-by to guide you through a crisis – and refer you to vets and animal hospitals/clinics in your area.
Get expert advice on general medical questions, healthcare and nutrition.

Pet Taxi (Need we say more?):

Pet got a vet appointment? Grooming date at the parlour? Reservations at a pet hotel? We’ll give them a safe ride there and home (See below for more info on number of trips and distance covered, plus other important details.)

But paws… there’s more!

You’ll pay no excess for Wellness, Dignified Furwell and 3rd Party Liability claims.
There’s no waiting period for accident claims (including accidental death for Dignified Furwell).

Some of what's not covered:

Pre-existing conditions are excluded on all plans.
For the first 12 months of cover on the Top to Tail Classic and Premium Paws plans: hip & elbow dysplasia, displacement of the patella (kneecap), entropion, ectropion, cherry eye, cruciate ligament rupture, brachycephalic conditions in flat-faced breeds, intervertebral disc disease (IVDD) in long-bodied breeds.
Total exclusion of congenital/hereditary conditions on the Fur Baby Basic plan.

Excesses and limitations:

As mentioned, you’ll pay no excess for Wellness, Dignified Furwell and 3rd Party Liability claims.

You’ll only pay a 10% excess on Minor Care and Diagnostic claims.

Excess on Surgery & Hospitalisation: First 6 months of cover – 25% (minimum R500), whichever is greater Month 7 of cover onwards – 10% (minimum R500), whichever is greater

Kindly note that the above excesses are applied per claim.

The annual limit for Vet@First and Pet Taxi collectively is 4 incidents per annum up to the limit of R3 000.

Other

Pawsome Perks

Vet@First (24/7 emergency and healthcare line):

We know how frightening a pet medical emergency can be. That’s why Vet@First's panel of experts are on stand-by to guide you through a crisis – and refer you to vets and animal hospitals/clinics in your area.
Get expert advice on general medical questions, healthcare and nutrition.

Pet Taxi (Need we say more?):

Pet got a vet appointment? Grooming date at the parlour? Reservations at a pet hotel? We’ll give them a safe ride there and home (See below for more info on number of trips and distance covered, plus other important details.)

But paws… there’s more!

You’ll pay no excess for Wellness, Dignified Furwell and 3rd Party Liability claims.
There’s no waiting period for accident claims (including accidental death for Dignified Furwell).

Some of what's not covered:

Pre-existing conditions are excluded on all plans.
For the first 12 months of cover on the Top to Tail Classic and Premium Paws plans: hip & elbow dysplasia, displacement of the patella (kneecap), entropion, ectropion, cherry eye, cruciate ligament rupture, brachycephalic conditions in flat-faced breeds, intervertebral disc disease (IVDD) in long-bodied breeds.
Total exclusion of congenital/hereditary conditions on the Fur Baby Basic plan.

Excesses and limitations:

As mentioned, you’ll pay no excess for Wellness, Dignified Furwell and 3rd Party Liability claims.

You’ll only pay a 10% excess on Minor Care and Diagnostic claims.

Excess on Surgery & Hospitalisation: First 6 months of cover – 25% (minimum R500), whichever is greater Month 7 of cover onwards – 10% (minimum R500), whichever is greater

Kindly note that the above excesses are applied per claim.

The annual limit for Vet@First and Pet Taxi collectively is 4 incidents per annum up to the limit of R3 000.

Add up to 3 items to compare

Oneplan™ Accident Plan

Oneplan™ Accident Plan

From R80 - Accident Plan Dogs & Cats
Oneplan™ Primary Plan

Oneplan™ Primary Plan

From R160 - Primary Plan Dogs & Cats
Oneplan™ Hospital Plan

Oneplan™ Hospital Plan

From R190 - Hospital Plan Dogs & Cats
Oneplan™ Classic Plan

Oneplan™ Classic Plan

From R280 - Classic Plan Dogs & Cats
Oneplan™ Super Plan

Oneplan™ Super Plan

From R430 - Accident Plan Dogs & Cats
Dotsure Accident Plan

Dotsure Accident Plan

From R85 - Accidental Plan Dogs & Cats
Dotsure Basic Plan

Dotsure Basic Plan

From R200 - Basic Plan Dogs & Cats
Dotsure Standard Plan

Dotsure Standard Plan

From R352 - Standard Plan Dogs & Cats
Dotsure Superior Plan

Dotsure Superior Plan

From R483 - Superior Plan Dogs & Cats
Dotsure Ultimate Plan

Dotsure Ultimate Plan

From R1,199 - Ultimate Plan Dogs & Cats
MediPet Lite Plan

MediPet Lite Plan

From R199 - Cat's Lite Plan, R299 - Dog's Lite Plan
MediPet Accident Plan

MediPet Accident Plan

From R242 - Accident Plan Dogs & Cats
MediPet Essential Plan

MediPet Essential Plan

From R270 - Cat's Lite Plan, R379 - Dog's Lite Plan
MediPet Ultimate360 Plan

MediPet Ultimate360 Plan

From R390 - Cat's Lite Plan, R547 - Dog's Lite Plan
1st for Women Fur Baby Basic

1st for Women Fur Baby Basic

From R100 - Accident Plan Dogs & Cats
1st For Women Top to Tail Classic

1st For Women Top to Tail Classic

From R265 - Dog Plan, R245 - Cat Plan
1st For Women Premium Paws Plan

1st For Women Premium Paws Plan

From R390 - Dog Plan, R370- Cat Plan
FAQs
What is pet insurance?

Pet insurance is a type of insurance policy designed to help cover the cost of veterinary medical expenses if your pet becomes ill or injured. It typically reimburses you for a percentage of covered veterinary costs after you pay a deductible.

How does the Pets24 Pet Insurance Tool work?

You can use the Pets24 Pet Insurance Tool to explore a range of pet insurance plans with ease. Compare not just premiums, but delve into the details of coverage, features, and benefits. Make sure your furry friend gets the protection they deserve without breaking the bank.

Why do I need pet insurance?

Pet insurance provides financial protection against unexpected veterinary bills, which can be costly. It ensures that you can provide the necessary medical care for your pet without worrying about the expenses.

How does pet insurance work?

After enrolling in a pet insurance policy, you pay a monthly premium. When your pet requires veterinary care, you usually pay the bill upfront, and then submit a claim to your insurance provider. After deductibles and any applicable co-pays, the insurer reimburses you for covered expenses up to the policy limit.

Are there any exclusions to pet insurance coverage?

Yes, most pet insurance policies have exclusions, such as pre-existing conditions, elective procedures, cosmetic procedures, breeding costs, and certain hereditary or congenital conditions. Reviewing the policy’s terms and conditions is crucial to understanding its limitations.

Can I get pet insurance for older pets?

Yes, some pet insurance companies offer coverage for older pets, but premiums may be higher, and there could be limitations on coverage for pre-existing conditions. It’s advisable to explore options tailored to older pets.

How do I file a claim with my pet insurance provider?

Typically, you’ll need to submit a claim form along with copies of your pet’s medical records and invoices from the veterinary visit. The process varies by insurer, so follow the instructions provided by your insurance company to ensure a smooth claims experience.

What is the best pet insurance in South Africa?

Determining the “best” pet insurance in South Africa depends on various factors such as coverage options, premiums, customer service, and reputation. It’s essential to research and compare multiple insurers to find a policy that suits your pet’s needs and your budget. Here are a few of the top pet insurance companies you can compare using the Pets24 pet insurance tool: 

  • Oneplan Pet Insurance 
  • Dotsure Pet Insurance 
  • Medipet Pet Insurance
  • 1st For Women Pet Insurance 
What does pet insurance cost in South Africa?

The cost of pet insurance in South Africa varies based on factors such as your pet’s breed, age, location, and the coverage options you choose. On average, monthly premiums for pet insurance in South Africa can range from R 70 to R 700 or more. However, premiums may be higher for certain breeds or older pets, and they may increase as your pet ages. It’s essential to obtain quotes from multiple insurers and compare coverage to find a policy that fits your budget and provides adequate protection for your pet in South Africa. Additionally, consider factors like deductibles, and coverage limits to determine the overall value of the policy.

Which is the cheapest pet insurance?

The cheapest pet insurance policy varies depending on factors such as your pet’s age, breed, location, and the coverage options you select. Some insurers offer basic plans with premiums as low as R70, while others may provide discounts for enrolling multiple pets or for purchasing coverage online. It’s crucial to compare quotes from different insurance providers and carefully review the policy details to ensure that the coverage meets your pet’s needs despite the lower cost. Additionally, consider factors like deductibles, co-pays, and coverage limits to determine the overall value of the policy in relation to its affordability.



Disclaimer:
While Pets24 strives for accuracy, the dynamic nature of the pet insurance industry means information may change. Verify details directly with providers, as Pets24 is not responsible for inaccuracies, outdated information, or policy changes by featured insurance companies. Make well-informed decisions by consulting with insurance professionals. Your pet’s health is our priority, and we’re here to empower you with reliable information.

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