If you are a proud cat owner in South Africa, we understand the immense pleasure and love that comes with owning a feline companion. Our cats are part of our family and, like any other member of our family, deserve the highest level of protection and care. This is where cat insurance providers in South Africa can assist you. This blog will provide an overview of some of the top companies that can assist you in protecting your feline family member.
Why Consider Cat Pet Insurance:
While we love and care for our cats, it’s important to be prepared for accidents, illnesses, and emergencies that may occur. Veterinary care is expensive, so cat insurance provides a financial cushion for medical bills. With cat insurance, you don’t have to break the bank to cover your pet’s medical bills.
Leading Pet Insurance Companies in South Africa That Cover Cats :
1. Medipet:
Medipet insurance covers cats and dogs with Lite, Essential, Ultimate360°, and Accident insurance plans. Lite covers accidents, illnesses, and pre-existing conditions with optional add-ons. Essential covers accidents, illnesses, multi-pet discounts, no-claim discounts, holistic wellness, behavioural therapy, and additional add-ons. Ultimate360° covers accidents, illnesses, multi-pet discounts, no-claim discounts, holistic wellness, prescription food, behavioural treatment, dental care, cremation benefit, and optional add-ons. Accident covers accidents with optional add-ons.
When you work with Medipet you get real comprehensive coverage. Medipet takes pride in being transparent. They offer real comprehensive coverage with no hidden terms and conditions. Unlike other brokers, Medipet only offers pet insurance, which means your pets are the number one priority. Medipet also has in-house veterinary expertise. When you work with your veterinarian’s office, file your case with the underwriters, Medipet’s in-house veterinarian, veterinarian nurse, and veterinary medicine-trained staff advocate for each pet. Get more details about Medipet Pet Insurance here.
2. Oneplan Pet Insurance:
Oneplan pet insurance covers cats and dogs with four different plans. The plans are Accidental, Hospital, Classic, and Super. The Accidental plan includes accident-only daily benefits Pawsualty for pets (consultations, prescribed meds, x-rays, blood tests, etc.), Pet Med Savings (routine care, chronic meds, shortfalls, excess), hospital admissions, burial & cremation, and pet store access. The Hospital plan includes hospital-only day-to-day benefits and everything included in the Accidental plan. In addition to post-operative care, kennel cover, excess buster (pay no excess), Pet Med Booster (boost your Pet Med Savings & Pay Zero Excess), and multiple pet discounts. The Classical plan covers everything in the Hospital plan with more discounts and benefits. The Super plan covers everything in the Classical plan with more discounts and benefits
One of the things that set Oneplan Pet Insurance apart from the rest is its Onecard. This card can be used to pay for your pet’s vet visits. This means you don’t have to pay for treatment immediately and wait for your insurance company to pay you back. Instead, you can pay for care at your vet with your Onecard. Get Oneplan contact details here.
3. Dotsure.co.za:
Dotsure is a pet insurance that covers cats, dogs, birds and reptiles. They offer Basic, Standard, and Superior insurance policies for dogs and cats. This Standard plan includes coverage for illnesses and accidents, whereas the Basic plan only covers accidents and up to 50% of illness claims. The Superior plan covers accidents, inherited conditions, and wellness benefits. Exotic and Exotic Plus are two insurance options for reptiles and birds. Exotic Plus covers illnesses and accidents, while Exotic pays for accidents and up to 50% of illness claims.
When you get Dotsure, you can choose any vet and get discounts if you have more than one pet. Plus, you get fast payouts and you’ll get your money back within 48 hours if you make a valid claim. Plus, you’ll get good reviews and a top-notch product. Find the contact details of Dotsure here.
5 OUTsurance
OUTsurance has one of the best pet insurance in South Africa, with plans that cover cats and dogs. They have four insurance plans: Accidental, Core, Standard, and Executive. OUTsurance has several benefits, such as OUTbonus, where you get a refund if you don’t claim. You can choose which registered vet you want to use, a fixed axcess for each claim. You can get Pet Act Out, which pays for puppy socialization classes and behavioural therapy. There are several pet discounts and a body condition score where you can get discounts if your pet is in good shape. With the advanced insurance model, you can also get individual, customized insurance premiums for your pet.
OUTsurance Pet Insurance has lots of perks, like the “OUTbonus” which gives you cash back if you don’t claim. Plus, you can pick which registered vet you want to use in your claim. You can also get Pet Act Out, which covers puppy socialisation and behavioural therapy. Plus, there are many pet discounts based on your pet’s body condition score. You can even get personalized premiums tailored to your pet using a special underwriting model. Get more details about OUTsurance here.
As responsible cat owners, prioritising our furry friends’ health and well-being is essential. Cat insurance provides peace of mind by offering financial protection for unexpected veterinary expenses. Take the time to research and compare the various plans available to find the one that best suits your cat’s needs and your individual circumstances. By investing in cat insurance, you ensure that your beloved feline companion receives the care they deserve, allowing you to cherish the special moments with your purr-fect friend for years.
If you are shopping around for pet insurance, find top insurance companies here. And if you still want to compare your options read this pet insurance comparison blog.